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মেয়াদি আমানত

Term Deposit


Let your idle money work for you

  • Minimum deposit amount Tk 10,000
  • Tenure 3 months to 5 years
  • Easy access to loan facility

মাসিক/ ত্রৈমাসিক মুনাফা আমানত

Monthly/Quarterly Earner Deposit


Enjoy the earned interest on your deposit

  • Minimum deposit amount Tk 50,000
  • Monthly/Quarterly interest payment
  • Easy access to loan facility

Fixed Deposit Rates


Effective Date: March 27, 2025

Term Deposit Scheme

Product Tenure Applicable Rate for Institutions Applicable Rate for Individual and Fund Reference Rate (With Matched Q Series) for Institutions Reference Rate (With Matched Q Series) for Individual and Fund
3 to 5 Months 9.50% 9.50% 9.50% 9.50%
6 to 8 Months 9.75% 9.75% 9.75% 9.75%
9 to 11 Months 9.75% 9.75% 9.75% 9.75%
12 to 14 Months 10.00% 10.00% 10.00% 10.00%
15 to 17 Months 10.50% 10.50% 10.50% 10.50%
18 to 20 Months 10.50% 10.50% 10.50% 10.50%
21 to 23 Months 10.50% 10.50% 10.50% 10.50%
24 to 26 Months 10.50% 10.50% 10.50% 10.50%
27 to 29 Months 10.50% 10.50% 10.50% 10.50%
30 Months 10.50% 10.50% 10.50% 10.50%

Day Wise Deposit Scheme

Product Tenure Applicable Rate for Institutions Applicable Rate for Individual and Fund Reference Rate (With Matched Q Series) for Institutions Reference Rate (With Matched Q Series) for Individual and Fund
90 Days 9.50% 9.50% 9.50% 9.50%
120 Days 9.75% 9.75% 9.75% 9.75%
180 Days 9.75% 9.75% 9.75% 9.75%
360 Days 10.00% 10.00% 10.00% 10.00%

Earner Deposit Scheme (Monthly/Quarterly)

Product Tenure Applicable Rate for Institutions Applicable Rate for Individual and Fund Reference Rate for Institutions Reference Rate for Individual and Fund
1 Year 10.00% 10.00% 10.00% 10.00%
2 to 5 Years 10.50% 10.50% 10.50% 10.50%

Double Money Deposit

Product Tenure Applicable Rate for Institutions Applicable Rate for Individual and Fund
7 Year 6 Months 9.75% 9.75%

Special Deposit Products

Product Name Applicable Rate for Institutions Applicable Rate for Individual and Fund Reference Rate for Institutions Reference Rate for Individual and Fund
Supplementary Loan Deposit (SLD) 5.75% 5.75% 5.75% 5.75%

Rate for Legacy Products/Schemes

Product Name Applicable Rate for Institutions Applicable Rate for Individual and Fund
Q1 9.50% 9.50%
Q2 9.75% 9.75%
Q3 9.75% 9.75%
Q4 10.00% 10.00%
Q5 10.50% 10.50%
Q6 10.50% 10.50%
Q7 10.50% 10.50%
Q8 10.50% 10.50%
Q9 10.50% 10.50%
Q10 10.50% 10.50%
Flexi Term Deposit Calculation shall be based on the Q-Series Base Rate, subject to the applicable tenure.
Supplementary Interest Deposit 5.75% 5.75%

Premium Rate

Premium rate (Card Rate+0.25%) applicable (Up to Product Tenure of 18 Months) in case the depositors falls in one of the below categories:

  • Senior Citizens (Individual aged 57+)
  • Woman Depositors (For Joint Deposit all Applicant must be Woman)
  • Fund (i.e. Recognized Provident Fund, Gratuity Fund, Superannuation Fund, Workers Profit Participation Fund, Welfare Fund and Trust Fund

Terms and Conditions

  • Minimum deposit amount shall be defined as per the approved Scheme Definition under Product Policy of Liability Products.
  • Profit generated from the deposit shall be subject to applicable taxes, duties, and levies as per prevailing laws and regulations.
  • Encashment of any deposit is not permitted before three months, as per the applicable regulations of the Central Bank.
  • Legacy rates shall apply only upon renewal of existing deposits.
  • In the event of premature encashment, the applicable rate shall be as per the prevailing premature encashment rate.