| Financial Performance | Unit | 2024 | 2023 | 2022 | 2021 | 2020 | 5 year CAGR (%) |
|---|---|---|---|---|---|---|---|
| Lease and Term Loan Disbursement | BDT Million | 8,245.31 | 9,873.52 | 10,421.97 | 8,641.88 | 5,368.66 | 15.02% |
| Home Loan Disbursement | BDT Million | 625.42 | 936.69 | 1,528.23 | 1,266.52 | 289.62 | 30.72% |
| Lease and Term Finance Portfolio | BDT Million | 15,257.76 | 15,941.21 | 15,790.99 | 13,573.42 | 12,051.02 | 6.87% |
| Home Loan Portfolio | BDT Million | 3,173.59 | 3,333.51 | 3,291.77 | 2,267.15 | 1,320.48 | 25.38% |
| Short Term Finance Portfolio | BDT Million | 1,032.01 | 1,102.03 | 1,137.83 | 1,387.70 | 1,764.71 | -19.32% |
| Total Assets | BDT Million | 28,015.57 | 28,818.52 | 27,183.22 | 25,859.75 | 21,559.65 | 5.21% |
| Long Term Liabilities | BDT Million | 11,960.59 | 13,155.14 | 11,894.90 | 9,109.70 | 6,919.87 | 18.87% |
| Total Deposit | BDT Million | 12,207.83 | 14,246.08 | 14,627.28 | 13,665.36 | 12,299.88 | -0.21% |
| Net Current Asset | BDT Million | 1,514.22 | 1,309.55 | 949.76 | 1,263.57 | 376.63 | -213.19% |
| Operational Performance | Unit | 2024 | 2023 | 2022 | 2021 | 2020 | 5 year CAGR (%) |
|---|---|---|---|---|---|---|---|
| Total Income | BDT Million | 2,947.80 | 2,420.72 | 2,319.89 | 2,127.12 | 2,194.19 | 2.66% |
| Financial Expense | BDT Million | 1,598.69 | 1,353.42 | 1,221.28 | 1,146.72 | 1,271.60 | 0.92% |
| Operating Expense | BDT Million | 803.63 | 751.94 | 783.76 | 659.82 | 595.07 | 5.86% |
| Profit Before Tax | BDT Million | 348.40 | 226.58 | 161.99 | 259.63 | 271.51 | -2.00% |
| Net Profit After Tax | BDT Million | 209.23 | 143.10 | 142.54 | 222.24 | 211.23 | -3.08% |
| Equity Statistics | Unit | 2024 | 2023 | 2022 | 2021 | 2020 | 5 year CAGR (%) |
|---|---|---|---|---|---|---|---|
| Number of shares outstanding | BDT Million | 187.11 | 187.11 | 187.11 | 187.11 | 187.11 | - |
| Year end market price per share | BDT | 13.40 | 15.80 | 15.80 | 21.10 | 17.70 | -5.52% |
| Market capitalization | BDT Million | 2,507.34 | 2,956.41 | 2,956.41 | 3,948.12 | 3,311.93 | -5.52% |
| Shareholders’ equity | BDT Million | 3,338.19 | 3,241.24 | 3,191.69 | 3,236.27 | 3,201.14 | 0.99% |
| Net asset value per share | BDT | 17.84 | 17.32 | 17.06 | 17.30 | 17.11 | 0.99% |
| Financial Ratios | Unit | 2024 | 2023 | 2022 | 2021 | 2020 | 5 year CAGR (%) |
|---|---|---|---|---|---|---|---|
| Debt equity ratio | Times | 6.10 | 6.65 | 6.39 | 5.94 | 4.63 | -8.25% |
| Average effective tax rate | % | 39.95 | 36.84 | 12.01 | 14.40 | 22.20 | 8.43% |
| Financial expenses coverage ratio | Times | 1.34 | 1.23 | 1.26 | 1.28 | 1.26 | 8.78% |
| Current ratio | Times | 1.12 | 1.11 | 1.08 | 1.09 | 1.03 | 1.23% |
| Return on total assets | % | 0.74 | 0.51 | 0.54 | 0.94 | 0.98 | 44.06% |
| Non performing loan ratio | % | 4.98 | 4.84 | 3.44 | 3.56 | 3.14 | 2.91% |
| Return on Equity | % | 6.36 | 4.45 | 4.43 | 6.90 | 6.62 | 42.95% |
| Earnings per share | BDT | 1.12 | 0.76 | 0.76 | 1.19 | 1.13 | 46.21% |
| Dividend per share | BDT | 1.00 | 0.60 | 0.50 | 1.00 | 1.00 | 66.67% |
| Dividend yield | % | 7.46 | 3.80 | 3.16 | 4.74 | 5.65 | 96.52% |
| Dividend payout ratio | % | 89.43 | 78.45 | 65.64 | 84.19 | 88.58 | 13.99% |
| Price earnings ratio | Times | 11.98 | 20.66 | 20.74 | 17.76 | 15.68 | -41.99% |
| Net interest income as a percentage of working funds | % | 4.10 | 3.17 | 3.63 | 3.70 | 3.79 | 29.38% |
| Operating profit as percentage of working funds | % | 2.13 | 1.25 | 1.32 | 1.51 | 1.71 | 70.25% |