| Financial Performance | Unit | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Lease and Term Loan Disbursement | BDT Million | 10,432.90 | 8,245.31 | 9,873.52 | 10,421.97 | 8,641.88 |
| Home Loan Disbursement | BDT Million | 656.57 | 625.42 | 936.69 | 1,528.23 | 1,266.52 |
| Lease and Term Finance Portfolio | BDT Million | 16,389.19 | 15,257.76 | 15,941.21 | 15,790.99 | 13,573.42 |
| Home Loan Portfolio | BDT Million | 3,066.99 | 3,173.59 | 3,333.51 | 3,291.77 | 2,267.15 |
| Short Term Finance Portfolio | BDT Million | 1,232.65 | 1,032.01 | 1,102.03 | 1,137.83 | 1,387.70 |
| Total Assets | BDT Million | 29,388.07 | 28,015.57 | 28,818.52 | 27,183.22 | 25,859.75 |
| Long Term Liabilities | BDT Million | 14,104.08 | 11,960.59 | 13,155.14 | 11,894.90 | 9,109.70 |
| Total Deposit | BDT Million | 13,187.52 | 12,207.83 | 14,246.08 | 14,627.28 | 13,665.36 |
| Net Current Asset | BDT Million | 1,651.58 | 1,514.22 | 1,309.55 | 949.76 | 1,263.57 |
| Operational Performance | Unit | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Total Income | BDT Million | 2,838.19 | 2,947.80 | 2,420.72 | 2,319.89 | 2,127.12 |
| Financial Expense | BDT Million | 1,626.29 | 1,598.69 | 1,353.42 | 1,221.28 | 1,146.72 |
| Operating Expense | BDT Million | 760.69 | 803.63 | 751.94 | 783.76 | 659.82 |
| Profit Before Tax | BDT Million | 318.36 | 348.40 | 226.58 | 161.99 | 259.63 |
| Net Profit After Tax | BDT Million | 198.04 | 209.23 | 143.10 | 142.54 | 222.24 |
| Equity Statistics | Unit | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Number of shares outstanding | BDT Million | 187.11 | 187.11 | 187.11 | 187.11 | 187.11 |
| Year end market price per share | BDT | 11.50 | 13.40 | 15.80 | 15.80 | 21.10 |
| Market capitalization | BDT Million | 2,151.82 | 2,507.34 | 2,956.41 | 2,956.41 | 3,948.12 |
| Shareholders’ equity | BDT Million | 3,349.12 | 3,338.19 | 3,241.24 | 3,191.69 | 3,236.27 |
| Net asset value per share | BDT | 17.90 | 17.84 | 17.32 | 17.06 | 17.30 |
| Financial Ratios | Unit | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Debt equity ratio | Times | 6.41 | 6.10 | 6.65 | 6.39 | 5.94 |
| Average effective tax rate | % | 37.79 | 39.95 | 36.84 | 12.01 | 14.40 |
| Financial expenses coverage ratio | Times | 1.28 | 1.34 | 1.23 | 1.26 | 1.28 |
| Current ratio | Times | 1.14 | 1.12 | 1.11 | 1.08 | 1.09 |
| Return on total assets | % | 0.69 | 0.74 | 0.51 | 0.54 | 0.94 |
| Non performing loan ratio | % | 5.95 | 4.98 | 4.84 | 3.44 | 3.56 |
| Return on Equity | % | 5.92 | 6.36 | 4.45 | 4.43 | 6.90 |
| Earnings per share | BDT | 1.06 | 1.12 | 0.76 | 0.76 | 1.19 |
| Dividend per share | BDT | 1.00 | 1.00 | 0.60 | 0.50 | 1.00 |
| Dividend yield | % | 8.70 | 7.46 | 3.80 | 3.16 | 4.74 |
| Dividend payout ratio | % | 94.48 | 89.43 | 78.45 | 65.64 | 84.19 |
| Price earnings ratio | Times | 10.87 | 11.98 | 20.66 | 20.74 | 17.76 |
| Net interest income as a percentage of working funds | % | 3.51 | 4.10 | 3.17 | 3.63 | 3.70 |
| Operating profit as percentage of working funds | % | 1.75 | 2.13 | 1.25 | 1.32 | 1.51 |
